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Many people don’t understand the benefits of health insurance or what a health insurance policy can provide for them, this is especially true with the passing of the Affordable Care Act, otherwise known as Obamacare. We are here to simplify all the options for you and help you save today!

Health insurance is there to protect your health. It allows you access to medical and emergency care that you might not be able to afford if you didn’t have insurance. One concern that many people have is that they cannot afford health insurance. There are a large variety of health insurance plans available to consumers today, so it can be a challenge to determine which one is the best on for you. First, you need to evaluate your family’s coverage needs. Do you want a plan that offers a copay for doctors’ visits? Do you want a plan that covers emergency care? How high of a deductible would you like? How much can you afford to pay each month for your premium? Comparing health insurance plans is the easiest way to find the right coverage at a price you can afford. Each health insurance company offers many different types of health plans and coverage options. Take the time to compare quotes and research the policy that best fits your budget and coverage needs. Complete our short quote form above to receive free health insurance quotes and find the policy that is best for you. Some examples of plan types you’ll find in the Marketplace:

  • Exclusive Provider Organization (EPO): A managed care plan where services are covered only if you use doctors, specialists, or hospitals in the plan’s network (except in an emergency).
  • Health Maintenance Organization (HMO): A type of health insurance plan that usually limits coverage to care from doctors who work for or contract with the HMO. It generally won’t cover out-of-network care except in an emergency. An HMO may require you to live or work in its service area to be eligible for coverage. HMOs often provide integrated care and focus on prevention and wellness.
  • Point of Service (POS): A type of plan where you pay less if you use doctors, hospitals, and other health care providers that belong to the plan’s network. POS plans require you to get a referral from your primary care doctor in order to see a specialist.
  • Preferred Provider Organization (PPO): A type of health plan where you pay less if you use providers in the plan’s network. You can use doctors, hospitals, and providers outside of the network without a referral for an additional cost.

Looking for more health insurance information? Check out our health insurance blog.

Whether you want to save on your rates for Obamacare or you need a standard HMO or PPO health insurance plan for less, you should call us now.  You can save in literally minutes, we’ll help make it easy and as fast as possible.  Call Us Now, Toll-Free 1-855-260-3255

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